Travel insurance is an essential pre-requisite for any overseas holiday, but it’s especially important when it comes to surf trips. In the unlikely event that something does happen, travel insurance ensures that yourself, your partner or your family won’t be required to fork out for expensive medical costs.
At Rapture Surfcamps, your safety is our number one priority. Surf trip insurance in the form of travel insurance is one way in which you can guarantee peace of mind during your stay with us. We recommend that travelers always purchase travel insurance before booking into one of our locations, however, it can also be purchased after you’ve left home. We also suggest buying travel protection to ensure you’re prepared for any unforeseen circumstances.
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Why do I need surf trip insurance?
We all like to take risks and try new things while on holiday. It’s part of what makes going on a globetrotting adventure so thrilling. As a traveling surfer though, you’re more exposed to certain risks than the average tourist, given the intrepid nature of the activity.
While travel insurance is unable to stop bad things from happening, it does lessen the burden of the costs, damage and inconveniences that invariably occur when everything goes south. With the right surf trip travel insurance, you can enjoy your holiday to its fullest.
What are the different types of travel insurance?
The best surf travel insurance providers offer a variety of different packages. These packages typically vary on two points: level of coverage and pricing.
Basic travel insurance
The most basic travel insurance is a travel medical policy. A travel medical policy covers you for basic medical care, emergency medical care and emergency medical evacuation*. If you plan on going on a surf holiday or on any type of vacation for that matter, this is the minimum level of insurance you should consider purchasing.
To cover everything else that can go wrong on a surf trip, we suggest also buying travel protection. A travel protection policy includes a list of benefits that are designed to protect your travel investment, such as your belongings, flight cancellations and other losses incurred while traveling.
Note that while you may be tempted to take the budget option in an attempt to save more money for your trip, cheap surf travel insurance will come back to bite you. The last thing you need in an emergency situation is to deal with terrible customer care, inefficient claims management processes and inadequate coverage in addition to a potentially serious health problem.
*Most surf trips are to developing countries or remote areas that cannot handle a medical emergency. In the case of an incident, you may need to be airlifted to a country with better facilities. For this reason, emergency medical evacuation should be purchased if you intend on surfing off the beaten track.
What should a good travel insurance policy cover?
At the very least, a good travel insurance policy should cover the following:
|Type of cover||What it is important for|
|Medical care||It covers you for basic medical care, emergency medical care in case you hurt yourself while on holiday. It is also important in case of emergency medical evacuation.|
|Personal liability||This covers you in case you hurt someone else in your trip.|
|Belongings||It covers loss of luggage, broken surfboards upon landing, etc.|
|Other losses||This is specifically important for getting a refund in case of cancellation, overbooking, etc.|
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Where can I find the best surf trip travel insurance?
Finding the best surf trip travel insurance doesn’t have to be difficult. With over 15 years of experience within the surf tourism industry, we can say with confidence that World Nomads offer the most comprehensive insurance policies for traveling surfers.
World Nomads travel insurance is available to purchase online for your convenience. It’s also accessible to people from 140 countries, with packages tailored to adventurous travelers that include cover for overseas medical, evacuation and baggage, plus a range of adventure sports and activities.
7 reasons to use World Nomads surf holiday travel insurance
1. Trusted underwriters
WorldNomads.com is backed by a suite of specialist travel insurers who provide fantastic cover and 24-hour emergency assistance, in addition to dedicated support and claims management services when you need them most.
2. Value for money policies
WorldNomads.com provides cover for what’s important to travelers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads’ prices are able to remain incredibly competitive.
3. Flexibility when you need it
Had a change of plans? You can buy more cover or claim online while you are still overseas. You can even buy a World Nomads policy while you’re already on the road.
4. Comprehensive cover for adventure activities
From skiing and snowboarding in New Zealand to surf travel insurance for Indonesia, WorldNomads.com covers a wide range of adventure activities so you can get the most from your travels.
5. World Nomads ensures you travel safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and online tips through the World Nomads Travel Safety Hub.
6. More than just travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod and iPhone Language Guides and stay in touch with family and friends with an online travel journal.
7. Exceptional customer service
We want you to get the most from WorldNomads.com. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.